The next frontier of investing is digital
Our digital investment solutions assist licensed financial institutions, intermediaries or platforms to build their customised digital wealth management solutions that elevate the online investment experience for their advisers and end-investors.
A Blueprint for a Winning Digital Wealth Management Strategy
Welcome to the latest report from Allianz Global Investors (“AllianzGI”), The Mass Affluence Opportunity: Unlocking Southeast Asia’s Digital Wealth Advisory Potential.
Prepared by Accenture, it looks at what it will take to build a unique digital wealth management solution. With market-leading technology and active investment expertise, AllianzGI will work with you hand in hand to compete and win in the burgeoning Asian mass affluent market. The report highlights the four major insights.
Mass affluent investors are the future of wealth management
Pain Point
Commoditised products outweigh personalised services as lacking bespoke services1
Market Potential
>50% of Asia’s wealth is now held by the mass affluent segment1
Emerging Trends
Demand for advisory will grow as investors plan for longer term

1 Source: Credit Suisse – Global Wealth Report 2021.

Philip Tso, Head of institutional Business, Asia Pacific, Allianz Global Investors claims that there is a huge demand for the right digital wealth management solutions. risklab is a fintech wealth management solution and provides tailored wealth advisory and services.

“It’s clear that there is a huge unmet demand for the right digital wealth management solutions. AllianzGI collaborates with financial institutions to provide consultative advice and practical solutions that are tailored to their clients’ unique investment objectives”

Philip Tso, Head of Institutional Business, Asia Pacific

Firms must overcome 5 obstacles to market entry
  • 01
    Defeat Inertia
    Make digital wealth solutions a high priority within the firm
  • 02
    Build Trust
    Clearly show clients how the service works and how well it performs
  • 03
    Beat the Market
    Create investmeant models based on forward-looking assumptions
  • 04
    Enhance User Journey
    Deliver customised results with a personal touch
  • 05
    Navigate the Regulations
    Use Hong Kong as launchpads to the region
Differentiated capabilities are the foundation for success
Top
Investment
Capabilities
Next-gen reporting and analytics for transparency and trust building
Multi-asset coverage for diversification
Multiple investment models (risk-based, goal-based, thematic, ESG)
Portfolio simulations with capital markets modelling
Customised portfolio construction and end-to-end research
Top
Technical
Capabilities
API
API integration for rapid deployment and customisation
Scalability for geographic and product expansion
A hybrid customer journey, with added human support
A clear and easy user experience
Partnership is the best way to create a digital wealth management solution
Our digital investment solutions assist licensed financial institutions, intermediaries or platforms to build their customised digital wealth and asset management solutions that elevate the online investment experience for their advisors and end investors.
Ideal Partner
With a shared vision, an ideal partner enables the agile co-development of differentiated and scalable solutions
Partnership Wins
77% of industry executives would rather partner than build (19%) or buy (3%)2
API Connectivity
A partner should support Application Programming Interface integration for agility, faster time-to-market, scalability and product improvement
Strategic Approach
Partners should be flexible and build a long-term strategy on open architecture

2 Source: Accenture “Digital Advisory Solutions in Asia Wealth Management” survey, Jan 2022.

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