A new mindset for coping
with changes and
moving forward
with changes and
moving forward
As the old saying goes, a way to cope with changes is to remain unchanged. However, how can we survive in this dynamic environment without adapting to changes? In the post-pandemic era, fundamental transformations are taking place across society, and in the investment and working environments. Those who cannot adjust their routines will eventually be displaced.
More and more people believe that only by taking an agile and flexible approach can they cope with unexpected changes. How does this new planning mindset help us continue down the path in both favourable and unfavourable situations?
More and more people believe that only by taking an agile and flexible approach can they cope with unexpected changes. How does this new planning mindset help us continue down the path in both favourable and unfavourable situations?
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Splitting my time across
different development
opportunities
different development
opportunities
Being more flexible with
short-term planning
short-term planning
Getting yourself prepared to
proactively cope with the
market dynamics
proactively cope with the
market dynamics
Multi-asset strategy
to navigate different
market conditions
to navigate different
market conditions
| ・ | Life changes always happen suddenly. The approach of “always following the same old book” no longer works in the modern world. To deal with changes swiftly, it is crucial to take a diversified approach so that adjustments can be made at any time to navigate changing market conditions. |
| ・ | A concentrated investment in one single asset class could be risky in times of volatility. |
| ・ | A strategy that anticipates various market scenarios with exposure to multiple asset classes (e.g., equities, bonds), industries and investment themes will enable investors to keep their fingers on the pulse of the economy. It allows investors to defend their saving plans against market volatility and provides extra protection against downside risks, so that investors can achieve better potential returns over the long term. |
| ・ | Risk management has become a top consideration for Hong Kong citizens in their retirement investment planning. According to our Allianz Global Investors Retirement Confidence Survey conducted in July 2020, the majority of respondents expect their retirement investment portfolio to effectively reduce market risks. |
 |
As many as 60% of respondents
believe the MPF/ORSO should provide certain downside protection
|
| |
Around 60% of respondents and
70% of respondents
incline to select a diversified investment strategy to spread market risk.
|
Search for
sustainable income
for a stable retirement life
sustainable income
for a stable retirement life
| ・ | In a low interest rate environment, investment strategies that regularly generate potential income offer investors the possibility of continuous income streams after retirement. |
| ・ | When making investment choices, investors can consider those with multiple income sources and a record of long-term quality dividend payments. This allows investors to maintain their living standard in retirement and not to be constrained by short-term market volatilities. |
| ・ | Our Allianz Global Investors Retirement Confidence Survey conducted in July 2020 found that the majority of respondents prefer to search for investment choice that offers a sustainable income for them to enjoy a more stable retirement life |
| |
More than 60% of respondents
believe that a regular income stream is an important investment consideration in the coming 12 months
|
| |
Close to 70% of respondents and
90% of respondents
express interest in investment portfolios that could provide sustainable income
|
Please contact us on +852 2238 8238
for more retirement solutions.
for more retirement solutions.
